Loan Options
Every borrower is different. I’ll compare these programs and show you side-by-side payment and cost scenarios so you can pick with confidence.
Conventional
Great rates for qualified buyers with as little as 3% down. Best for strong credit and steady income.
FHA
Flexible credit guidelines and 3.5% down. Good for first-time buyers rebuilding credit.
VA
$0 down and competitive terms for eligible veterans and active-duty service members.
Jumbo
Financing for higher price points and unique properties with competitive options.
DSCR / Investor
Qualify based on property cash flow (Debt Service Coverage Ratio). Popular for rental portfolios.
Bank-Statement / Non-QM
Alternative documentation programs for self-employed borrowers and unique income situations.
Programs and terms subject to credit approval and lender guidelines. We’ll provide official Loan Estimates and disclosures as required.
