Loan Options

Loan Options

Every borrower is different. I’ll compare these programs and show you side-by-side payment and cost scenarios so you can pick with confidence.

Conventional

Great rates for qualified buyers with as little as 3% down. Best for strong credit and steady income.

FHA

Flexible credit guidelines and 3.5% down. Good for first-time buyers rebuilding credit.

VA

$0 down and competitive terms for eligible veterans and active-duty service members.

Jumbo

Financing for higher price points and unique properties with competitive options.

DSCR / Investor

Qualify based on property cash flow (Debt Service Coverage Ratio). Popular for rental portfolios.

Bank-Statement / Non-QM

Alternative documentation programs for self-employed borrowers and unique income situations.

Ask Which Fits You


Programs and terms subject to credit approval and lender guidelines. We’ll provide official Loan Estimates and disclosures as required.